Tuesday, July 7, 2009

Facing Facts

I have come to the realization that my parents will not lend a hand in paying for college, and that I never had a hope of that anyway! It seems to be that the only people who can afford college these days are the multi-millionaires, ugh.
Why does this variable product cost so much? Is it because they know that we'll pay it because we want a better life for ourselves? Or perhaps because those who lend us the loans to pay for it enjoy watching us cringe as we realize that this is the first step of many to racking up debt?
At least my parents don't have an average/middle class income, if they did I'd be screwed every which way from here to eternity! If the financial aid office and the government think that your parents and/or guardians have relatively enough money to pay for college, they'll give you barely any aid. And if that happens, the loan grows larger and that aching feeling in the back of your head grows stronger.
I felt so good when I got that acceptance letter with the nice scholarship attached, how was I to know that that didn't nearly cover the expenses? How was I to know that no matter what I do (unless I win the lottery or become some hugely successful author or something...) I will be facing down at least six to ten years of debt? Sure, I'll build a credit score as I go, but I'll still be owing money! And who knows what will happen if I go for a masters degree, or med-school, or even law school.
Honestly, when that acceptance letter arrives it should start by saying, "Congratulations! This is your first step of many to racking up huge amounts of debt!"

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